Our Products

When it comes to short term loans, there are a number of products available. Find Me A Loan Today can help you access the funds you need, no matter what type of loan you’re looking for.

Find Me A Loan Today work with a large network of lenders across the US, many of which offer different loan products. Depending on how much you’re looking to borrow, and the duration of the loan, you might be looking into which sort of loan is suited to you. We’ve listed the main categories of short term loan below - you can find our more by clicking on the relevant page.

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Bad Credit Loans

For those with a poor credit history, bad credit loans can be the perfect option to access funds when an unexpected expense crops up. Although the interest rates can be higher than with some other loans, loans for bad credit allow people with low credit scores to access money where many lenders would decline their loan request. Bad credit lenders consider more than just your credit score - they also take into account things like your employment history, as well as your current income and expenditure.

Installment Loans

With an installment loan, you can spread your repayments over several months or even years. This means that unlike with a payday loan, where repaying the funds as a lump sum would make this difficult, you can borrow a larger amount of money. A mortgage is an example of an installment loan - for most people, this would be impossible to repay in one go. These loans tend to be fairly flexible, allowing you to choose your loan amount, terms and duration before you sign the loan agreement.

No Guarantor Loans

While guarantor loans can be a good option for some people, not everyone wants to discuss their finances with a friend or family member, and ask them to be their guarantor. With a no guarantor loan, you’d be taking your finances into your own hands, and don’t need to rely on anyone else. Loans without guarantors tend to be installment loans, but you can also get payday loans with no guarantor.

Payday Loans

A payday loan is intended for someone who only needs to borrow a small amount of money, such as a few hundred dollars, just to tide them over until they next get paid. You’d therefore only be borrowing the funds for a couple of days or weeks. Although the interest rate for payday loans can be relatively high, as you just pay interest for the time the loan is open, the amount that you repay in total may be much less than you might anticipate.

Personal Loans

The term ‘personal loan’ covers most types of credit, though these loans generally refer to larger installment loans. Find Me A Loan Today can help you take out a personal loan of up to $5000, repaid over 12 months. We’ll do what we can to consider your loan requirements and eligibility and put you in touch with the most suitable lender.

Short Term Loans

Short term loans encompass many different types of loan, from payday loans to monthly installment loans. When compared with long term loans, short term loans tend to be much more accessible, and can often be more flexible too. With a bank loan, for instance, you probably would be unable to borrow a couple of hundred dollars, and may end up taking out more money than you need. This in turn would often mean paying back more interest overall. With a short term loan, you can borrow exactly what you need, and make repayments on the dates of your choosing.

Unsecured Loans

With a secured loan, the borrower has to put something of value up as collateral. This will typically be your home or vehicle. Therefore the risk with these loans is that your valuable property could be repossessed if you’re unable to keep up with the repayments. An unsecured loan, on the other hand, holds no such risk, as you don’t need any collateral. Because the risk lies with the lender though, the interest rates for unsecured loans may be higher than secured loans.

Direct Lenders

Find Me A Loan Today is a broker, not a lender. After you complete our short online loan request form, we do our best to put you in touch with a suitable lender, comparing rates and requirements for you. You’d be redirected to a direct lender site, who would pay the funds into your bank account if your loan is approved. The main benefit of using a broker service is that we can save you countless hours completing loan request forms, doing all the hard work for you. And unlike many other brokers, our services are completely free!

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