Indiana

Find Me A Loan Today works across Indiana, so if you’re looking for a payday loan of up to $5000, we can help!

As our loan request process is 100% online, you don’t need to live near the state capital of Indianapolis to get a loan either - you can submit an enquiry from the comfort of your own home.

Payday Loans in Indiana - How Can Find Me A Loan Today Help?

Payday loans can be a great option when you’re faced with an emergency expense that you can’t afford to pay until you get your next paycheck. You can’t plan for some costs, such as a medical bill or having to replace your refrigerator, and you may need to borrow money to cover these expenses.

Find Me A Loan Today are here to help you find a suitable payday lender in Indiana when you’re searching for a loan.

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Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.

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A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.

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Responsible

Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Indiana, so you can make a loan enquiry from just about anywhere in the state, including:

  • Indianapolis
  • Fort Wayne
  • Evansville
  • South Bend
  • Carmel
  • Fishers
  • Bloomington
  • Hammond

What is a Payday Loan?

Put simply, a payday loan is a small loan you’d take out to tide you over until your next payday. They are intended to cover unexpected expenses, and should only be used as a short term financial solution. It’s important to ensure that you’re able to afford the due repayment, as missing payments could result in additional interest accruing and may affect your credit rating.

In terms of what makes payday loans different from installment loans, with the latter you’d make regular payments towards the balance, usually of the same amount each month. With a payday loan, on the other hand, you would pay the loan back as a lump sum, typically on your next payday. For this reason, payday loans tend to be for smaller amounts than installment loans.

Payday loans are unsecured loans, which means that you don’t need collateral to borrow money. A secured loan, such as a mortgage, requires you to secure the loan against the value of an asset - in this case your home. Secured loans often have lower interest rates than unsecured loans, but you have the risk of losing your assets should you default on the loan repayments.

One of the biggest advantages of a payday loan is that because you’re only borrowing the funds for a short period of time, you probably won’t pay a large amount of interest in total. For example, if you were to take out a payday loan for a week, you’d pay seven days of interest. With a long term loan, you could be repaying interest for years to come.

Payday Loans in Indiana

In the past, you may have needed to visit a payday lender in person in order to submit a loan request. But nowadays, you can make a loan enquiry online, so can do so from just about anywhere! We’ve also ensured that our site can be used from any device, so whether you’re making a loan request from your phone or tablet, we can put you in touch with a suitable payday lender.

If you are looking for a payday loan in Indiana, in order to cover your emergency expense, you’ll probably need the money as soon as possible. Our loan request form should only take a few minutes to complete, and if approved, you could have the funds in your account as soon as the next business day.

Do I Meet the Loan Requirements?

While the lending criteria may differ slightly from lender to lender, most payday loan providers ask that you meet the following requirements:

  • Live in the US
  • Be aged 18 or above
  • Have a valid checking account
  • Be in receipt of a regular income

Even if you’ve been turned down for loans in the past, if you meet the above criteria, Find Me A Loan Today may be able to help. We work with a large number of direct lenders, so will do all we can to connect you with a suitable lender.

Bad Credit Payday Loans

With a lot of more traditional lenders such as banks, you may be required to have a good credit rating in order to take out a loan. But with Indiana payday loans, all credit histories are considered.

In a lot of cases, having a low credit score will be the result of something that happened ages ago. As most information on your credit report stays there for around six years, if you missed or made a late payment in that time, it could still be impacting your credit score now. Your score is therefore not always a good indicator of how you manage your money.

The lenders in our network look at multiple factors when considering your loan request, not just your credit rating. So as long as you can comfortably afford to make the due payments without putting yourself into difficulty, you should be eligible for a short term loan.

How Do I Find Payday Loans in Indiana?

When you submit a loan request with Find Me A Loan Today, we’ll ask you for a few personal details, information about your current employer, details of your income and expenditure, as well as your bank details. You’ll then simply have to sign to confirm that you’re happy with the terms and conditions, and we’ll do our best to connect you with a direct payday lender.

You can borrow between $500 and $5000 with an Indiana payday lender, and as we only work with reputable lenders, you can rest assured that the loan provider you’re put in touch with will follow all applicable laws and regulations, treating their customers fairly.

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