Before payday lenders worked online, you may have needed to travel to places like Dallas, Austin or Houston in order to take out a payday loan in Texas. But now you don’t even need to leave your own home to borrow money!

Find Me A Loan Today can help you find a payday loan of up to $5000 in Texas.

Payday Loans in Texas - How Can Find Me A Loan Today Help?

If you’re hit with an unexpected expense, you may be considering taking out a Texas payday loan. If you’re not paid for a few more weeks, and need to cover the cost immediately, a short term loan may be a good option.

To get started, simply complete our free, no obligation loan request form, and we’ll do our best to connect you with a suitable payday loan provider. The process shouldn’t take more than a few minutes, and you should then get an instant loan decision on screen.


Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.


A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.



Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Texas, so you can make a loan enquiry from just about anywhere in the state, including:

  • Houston
  • San Antonio
  • Dallas
  • Austin
  • Fort Worth
  • El Paso
  • Arlington
  • Corpus Christi

Texas Payday Loans

A payday loan is a type of short term credit, that allows you to borrow a small amount of money until your next paycheck. They can tide you over when an emergency expense crops up, and you don’t have the funds to pay straight away.

Unlike an installment loan, where you’d make regular repayments each month, a payday loan is paid back in one lump sum. This means that typically you’d only take out a payday loan for a smaller expense - if you need to borrow more money, you can consider an installment loan, to spread the cost.

Before you take out credit though, it may be a good idea to consider if a Texas payday loan is right for your situation. Perhaps ask yourself the following questions:

  • Have I Considered All the Options? If you’re able to save up for something, or borrow money from friends and family, it may be best to do that. Or if you need a larger loan amount, payday loans might not be the right choice - it may be easier to spread the cost of the loan over a few months with an installment loan
  • Have I Calculated The Loan Amount? It might be tempting to borrow the maximum amount possible, but this could result in you paying a lot back in interest. You should therefore only borrow what you need, and can afford to repay
  • Am I Borrowing For the Right Reasons? Payday loans are designed for short term use, and should not be taken out consecutively. You should only borrow a Texas payday loan if you have an unexpected expense that can’t wait until your next paycheck

Once you have considered the above questions, if you still believe that a payday loan is the best option for you, Find Me A Loan Today may be able to put you in touch with a Texas payday loan provider.

Why Do People Get Payday Loans?

Payday loans can be a good solution for people who are hit with an emergency expense before their next payday. You may only need to borrow a small amount of money to see you through until you get your paycheck, to pay for things like an unexpected vet bill, or having to get your car repaired.

Find Me A Loan Today can connect you with a direct lender in Texas, so that you can cover any unforeseen costs that crop up. Our online loan request form is simple and straightforward, and most payday loan providers aim to pay out the funds by the next business day.

Payday Loan Eligibility in Texas

If you’re looking for a Texas payday loan, it’s important to check whether you meet the eligibility requirements. The basic lending criteria tends to be the same from lender to lender - we’ve listed the main requirements below:

  • You must live in the US and have a US checking account
  • You should be in receipt of a regular income
  • You need to be at least eighteen years of age

When you complete a loan request with Find Me A Loan Today, we’ll check that you meet the above criteria, and then do our best to connect you with a suitable direct lender.

Payday Loans for Bad Credit Texas

A lot of people with bad credit look into payday loan options when they need to borrow money, as payday loans tend to be more accessible than other forms of credit. This is because payday lenders understand that nobody has perfect credit, and generally take other factors into account too when making a loan decision.

They may consider things like your employment history, as well as your monthly income and expenditure - essentially, they are looking at your current financial situation as well as your financial history.

Find Me A Loan Today work with a number of Texas payday lenders who believe that as long as you’re able to comfortably afford the due repayments, and meet a few other requirements, you may be considered for a short term loan.

How to Find a Texas Payday Lender

In recent years, the payday loan request process has become a lot more straightforward. You shouldn’t need to mail or fax across any documents, and most lenders operate completely online, so you wouldn’t need to visit their offices in person.

When you make a loan request with Find Me A Loan Today, as the process is 100% online, you don’t even have to leave your own home! We’ll ask you for details such as your name and address, information about your employer, your monthly budget, and your checking account details.

You can use any device, from a desktop computer to a smartphone or tablet, and should get an instant loan decision on screen. We’ll do our best to connect you with a suitable lender, so that you can access the funds you need to cover an unexpected expense.

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