Florida

Whether you’re up north near Jacksonville, or down south in the Miami area, Find Me A Loan Today can help you find a payday loan in Florida!

By submitting a loan request with us, you can take out a payday loan of up to $5,000.

Payday Loans in Florida - How Can Find Me A Loan Today Help?

Every so often, we all have unplanned expenses pop up, which often need to be paid for straight away. And if your payday is still weeks away, you may start searching for short term loan options.

If you’re looking for straightforward payday loans in Florida, Find Me A Loan Today can help! Your loan request form will reach direct lenders across Florida, who will consider your enquiry and get back to you as soon as possible.

Most short term lenders will aim to pay out the funds by the next working day too, as they understand that in an emergency, you’ll often need cash fast.

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Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.

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A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.

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Responsible

Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Florida, so you can make a loan enquiry from just about anywhere in the state, including:

  • Jacksonville
  • Miami
  • Tampa
  • Orlando
  • St. Petersburg
  • Hialeah
  • Port St. Lucie
  • Tallahassee

Florida Payday Loans

Before you start exploring short term loans in Florida, what exactly is a payday loan? Unlike an installment loan, where you’d make repayments on a monthly basis, payday loans are paid back as a lump sum, typically on your next payday.

Your next paycheck will probably only be a few days or weeks away, so most payday loans are very short term. And as you only pay interest while a loan is open, with a payday loan, you probably won’t pay too much interest overall.

It is important to note that payday loans, like all types of short term credit, are not intended for long term use, and should not be borrowed consecutively. They are aimed at people who need to cover an emergency expense, and shouldn’t be used for unnecessary spending. Falling behind with repayments can mean additional interest is applied, and your credit rating may be affected.

Reasons to Get a Payday Loan in Florida

Most people use Find Me A Loan Today to be connected with a payday lender due to an unforeseen cost. Whether you need to replace a household appliance or pay for an unexpected bill, a Florida payday loan can help get you through until your next payday.

As the majority of people looking to take out a short term loan need access to the money as soon as possible, the loan request process has been designed to be incredibly simple and straightforward. Making a loan enquiry with Find Me A Loan Today shouldn’t take more than a few minutes to complete, and most payday lenders aim to pay out the funds by the next working day.

Payday Loan Requirements Florida

The eligibility criteria for payday loans can vary slightly depending on the lender, but most Florida payday lenders have the same basic requirements:

  • You’ll need to be aged 18 or above
  • You must be a US resident with a US checking account
  • You should be in receipt of a regular income

To be considered for a payday loan, you will need to meet the above criteria. It should be noted though, if you have recently been made bankrupt or become insolvent, you may find it more difficult to take out future credit.

Do I Need Perfect Credit?

No, you don’t need to have a perfect credit score to get a payday loan. At Find Me A Loan Today, we have many lenders in our network who consider all credit histories. They believe that your financial history shouldn’t stop you from borrowing moving forward, and prevent you from working towards improving your credit rating.

The payday lenders we work with don’t just look at your credit score, taking various other things into consideration when making a loan decision. They’ll also look at factors such as the following:

  • Your employment history
  • Your income and expenditure, and overall monthly budget
  • Whether you have enough disposable income to cover the loan repayments

So even if you have bad credit, you may still be eligible for a Florida payday loan. You can get started today by completing our straightforward loan request form online!

Finding Payday Loans in Florida

Up until relatively recently, if you were looking for a payday loan in Florida, you’d probably be searching for things like ‘payday loans near me’, as you’d need to submit a loan request in person. But nowadays, you can find payday lenders online, so you don't need to leave the comfort of your own home to make a loan enquiry.

We’ve designed our site to allow you to request a loan from any device, from a smartphone to a desktop computer. So if you’re looking to borrow between $500 and $5,000 to cover an unexpected expense, simply click the button below to get started.

Making a Payday Loan Request

When you submit a loan request with Find Me A Loan Today, we’ll ask you for a couple of personal details, information about your employment and monthly budget, as well as your checking account details. The form shouldn’t take too long to complete, and you should then get an instant loan decision on screen.

It’s good to keep in mind that if you want to speed up the process, you should have things like your bank details and income and expenditure information to hand. And as the majority of loans are funded during working hours, it can be sensible to submit your loan request during these times.

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