Payday Loans

Soft Credit Check Payday Loans - Direct Lenders

If you’re looking for direct lenders to provide online payday loans, direct lenders only, soft credit check loans or other types of short term credit, Find Me A Loan Today can help!

When you have an unexpected expense, it can be difficult to find the funds you need if you have a poor credit score. People looking for this type of loan often search for things like "online payday loans direct lenders only soft credit check” in order to try to take out bad credit loans.

But if you’re looking for payday loans online, soft credit check direct lender loans, or other types of short term credit, you don’t need to worry about your credit history. Find Me A Loan Today can help you find a loan of up to $5,000, regardless of your credit score.

Online Payday Loans Direct Lenders Only - Soft Credit Check

Payday loans are a type of short term loan that allows you to borrow money until your next paycheck. They are a quick and convenient way to cover any emergency costs when you need money fast. Unlike installment loans, where repayment the loan is monthly, an online payday loan is repaid in full a few weeks after borrowing. 

We work with a large panel of payday lenders that can provide you with a bad credit personal loan of between $100 and $5000. So even if you have a low income or bad credit score, we can help you get the funds you need to cover an unexpected expense, from car repairs to extra bills.

Bad Credit Payday Loans Online

When it comes to bad credit payday loans, direct lender soft credit check loans and bad credit installment loans, a lot of lenders claim to offer loans without looking at your credit report. But in a lot of cases, the difference between an instant approval loan without credit checks and any other type of cash advance is whether a soft credit check or hard credit check is carried out.

Essentially, this means that a bad credit payday loan is often one where the lender does not perform a hard credit check and pull your credit history from the credit bureaus. A lot of the lenders we work with will only need to undertake a soft search, as your credit history shouldn’t be the only consideration when making a loan decision. Things like your employment history are also taken into account, so even if you have bad credit, Find Me A Loan Today can help.

Soft Credit Check No Employment Verification Loans

When it comes to no employment verification payday loans, if you’ve been unemployed for a period of time, it can be difficult to take out credit even when you do find a new job. This is because the loan process for a lot of lenders is to ask you to show your last few months of payslips. But not all direct lenders need you to verify your employment, and you can get nearly instant approval loans even if you have gaps in your employment history or bad credit. 

In order to be eligible for a cash loan, you simply need to currently live and work in the US, whether it’s full time or part time employment, and be aged 18 or over. You’ll also need an active checking account for the loan to be paid into.

Direct Lender Payday Loans

When looking for a direct lender loan, it’s important to find out whether the lender is responsible, and what the interest rate is. You also don’t want to come across any hidden fees or charges. The best thing about using a broker like Find Me A Loan Today is that we’ll compare payday lenders for you. This can save you lots of time, as you’ll only need to complete the one loan request, rather than apply via lots of lender sites. As we work on a commission basis with our lenders, our services are also completely free for you to use.

Simply let us know how much you want to borrow and the loan term, fill in a few personal details, and you’ll have a loan decision within minutes. If accepted, you could have the money you need in your bank account by the next business day.Simply let us know how much you want to borrow and the loan term, fill in a few personal details, and you’ll have a loan decision within minutes. If accepted, you could have the money you need in your bank account within 24 hours, or the next business day.


Save Time

Searching for the best payday lender can be time consuming and stressful. Your short term credit could be only two completed forms away.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.



We're a broker, not a lender but we'll try to help you get a loan even if you don't have a perfect credit history.

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