Looking for a payday loan in Iowa? We work across the entire state, from Sioux City to Davenport, so no matter where you are, you can make a loan request using our online form!

You can borrow between $500 and $5,000, to cover any unexpected expenses that may crop up.

Payday Loans in Iowa - How Can Find Me A Loan Today Help?

When you’re facing a financial emergency, you’ll probably need cash fast, and won’t have time to wait until your next payday. In these situations, many people consider the option of an Iowa payday loan.

Find Me A Loan Today can help you get started today from anywhere in Iowa - simply complete our short loan request form, and we’ll do our best to connect you with a direct lender!


Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.


A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.



Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Iowa, so you can make a loan enquiry from just about anywhere in the state, including:

  • Des Moines
  • Cedar Rapids
  • Davenport
  • Sioux City
  • Iowa City
  • West Des Moines
  • Ankeny
  • Ames

Iowa Payday Loans

When it comes to short term credit options, the main two choices are payday loans and installment loans. With the latter, you can borrow a larger amount of money, as the repayments are spread over several months or years. They are usually at a fixed rate, so that you can easily budget for the regular payments.

Payday loans, on the other hand, are repaid as a lump sum, so are typically smaller loans. As the name suggests, you’ll usually pay back the loan when you next receive your wages. Payday loans are therefore only borrowed for brief periods of time - generally a few days or weeks.

One of the benefits of such short term loans is that the daily interest shouldn’t add up too much. If you’re borrowing money for 7 days, you’d only be paying a week's worth of interest.

Reasons to Get a Payday Loan in Iowa

The purpose of a payday loan is to cover unforeseen expenses. So if your car were to break down, and you don’t have the cash to pay for the garage bill, or if your boiler stops working and you need to hire a plumber, you could take out a payday loan to tide you over until your next payday.

In recent years, most lenders have started to offer payday loans online. So no matter where you are in Iowa, you should be able to make a loan enquiry from the comfort of your home - you don’t need to visit a payday lender in person.

Payday loan providers have also tried to make the loan request process as straightforward as possible. Unlike with more traditional lenders, you shouldn’t need to fax across any documents, or speak with someone over the phone. With most short term lenders, you can complete the process 100% online, using almost any device.

It is important to note that payday loans are not intended for long term use, and should not be taken out consecutively. You should only borrow money when you need to, rather than use loans for unnecessary spending. Falling behind on payments can mean additional interest, and may affect your credit rating.

Payday Loan Eligibility Iowa

Throughout Iowa, payday lenders may have slightly different eligibility requirements. But for the most part, the basic criteria should stay the same. We’ve listed these points below:

  • You’ll need to be at least 18 years of age
  • You should be in receipt of a regular income
  • You must be a US resident, with a US based checking account

Find Me A Loan Today work with a large network of lenders, so even if you’ve been turned down for loans in the past, we may still be able to help!

Do I Need Perfect Credit?

While many traditional lenders like banks require you to have a great credit score to take out a loan, with a payday loan, all credit histories are considered.

Our lenders understand that your credit rating isn’t necessarily a good indicator of how you manage your money, and will look at other factors too when making a loan decision. These may include things like your employment history, and your monthly income and expenditure.

As long as you can comfortably afford to make the due payments, some lenders may consider you for an Iowa payday loan, even if you have bad credit. Taking out credit and making the repayments early or on time can actually help boost your credit rating - this demonstrates to other lenders that you can handle your finances well.

Find a Payday Loan in Iowa

When it comes to borrowing money, it can often be helpful to use a broker service, such as Find Me A Loan Today. We can save you time when it comes to checking your loan eligibility with each lender, and have multiple Iowa direct lenders in our network with whom you can be connected.

Our service is also completely free - we work on a commission basis with our lenders, so we never charge our customers a fee for submitting a loan request with us. To get started, simply click on the button below, and we can look for a suitable payday lender for you!

You’ll be asked for a few personal details, some information about your income and expenses, as well as your checking account details. Once you agree to the terms and conditions, if approved, you should be redirected to a lender that can fund your loan.

Find Me A Loan Today can help you borrow between $500 and $5,000, and as our loan request process is 100% online, you won’t need to travel in order to take out a loan.

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