As our loan request process is completely online, if you’re looking for a payday loan in Maryland, you don’t need to travel to a big city like Baltimore to borrow money!
Find Me A Loan Today can put you in touch with a direct lender who can offer payday loans of up to $5,000.
Most of us will have unexpected expenses every now and then. And we’re not always able to cover the cost straight away. It’s for situations like these that payday loans were created - they can provide you with the funds you need to pay for emergency costs before your next payday.
So if you’re looking for a Maryland payday loan, Find Me A Loan Today can help! Whether you need money to cover an overlooked bill or emergency car repair costs, as long as you meet some basic eligibility requirements, we should be able to put you in touch with a suitable lender. We work with direct lenders across the US who offer payday loans of between $500 and $5,000.
Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.
Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.
Find Me A Loan Today works with lenders across Maryland, so you can make a loan enquiry from just about anywhere in the state, including:
When it comes to short term loans, there are two main types - payday and installment loans. With a payday loan, as you would repay the funds in full at the end of the loan term, people tend to borrow smaller amounts. If you’re looking for a larger loan, an installment agreement lets you spread the cost of borrowing over a few months or years. You’d make regular payments, usually at a fixed rate, to make the installments easy to budget for.
It’s also important to note that payday loans are unsecured loans. This means that you don’t need any collateral in order to borrow. With a secured loan, you would need a valuable asset to act as security against the loan, such as a property or vehicle.
One of the main benefits of a payday loan is that because you’re only borrowing the money for a maximum of a few weeks, you probably won’t pay too much interest overall. Although short term loans are known for their high interest rates, that tends to be when you calculate the interest annually. But if you’re taking out a payday loan for 7 days, you’d only be paying a week’s worth of interest.
Payday loans are designed to tide you over until your next payday, should you have an unforeseen expense. By their very nature, unexpected costs are impossible to plan for, so you may not have enough money saved to cover the expense.
Find Me A Loan Today can provide you with a free no obligation quote, and connect you with a reputable lender in Maryland. Our online loan request form is simple and straightforward, and you should get an instant loan decision on screen.
It is important to note that if you are able to save up for something, it’s generally better to do that. Payday loans are not intended for unnecessary spending, and should not be used in the long term or consecutively. If you were to fall behind with your payments, additional interest could accrue, and your credit rating may be impacted.
No two payday lenders will have exactly the same lending requirements, but most short term loan providers will have the same basic eligibility criteria. We’ve listed these below:
Even if you’ve previously been turned down for loans, you may still qualify for a Maryland payday loan. Find Me A Loan Today works with multiple lenders, and will do our best to connect you with a suitable loan provider.
If you have bad credit, it’s common to think that you won’t be able to borrow money. But you don’t need a high credit score to take out a payday loan - we work with numerous lenders who will consider your loan enquiry regardless of your credit history.
As most information stays on your credit report for around six years, many people have a low credit score due to late or missed payments from ages ago. You may also need to check your credit file to see if all the details are correct - sometimes errors on your credit report can impact your score. For more information on disputing errors on credit reports, you can visit the Federal Trade Commission website.
Most payday loan providers believe that your financial history should not stop you from getting credit in the present. They therefore look at things like your current income and expenses when making a loan decision, not just your credit report.
Find Me A Loan Today can help you find a loan of between $500 and $5,000 - simply complete our short online loan request form, and we will do our best to put you in touch with a suitable lender.
As the process is completely online, you don’t need to leave the comfort of your own home to submit a loan enquiry, and we’ve ensured that our systems work using any device.
We’ll ask you for a few personal details, information about your employer, as well as your income and expenditure, and for your checking account details. Once you’ve signed the terms and conditions, we’ll see which lenders in our network can help, and you should get an instant decision on screen.