As most payday lenders now offer loans online, gone are the days when you’d need to travel to places like Cleveland, Columbus or Cincinnati in order to take out a payday loan in Ohio.

With Find Me A Loan Today, you can request a loan of between $500 and $5000 online, to cover all sorts of unexpected costs.

Payday Loans in Ohio - How Can Find Me A Loan Today Help?

If you’re looking for a payday loan in Ohio, you’ve almost certainly had an unforeseen expense you’re not able to cover until your next payday. From replacing a household appliance to an emergency vet bill, we all encounter unexpected costs every so often, and as we can’t plan for them, we might not have enough money to pay for the expense.

Payday loans were created for these exact reasons - you can borrow money for a few weeks or days until your next paycheck arrives, and then simply repay the loan when you have the funds to do so. Find Me A Loan Today can help you find a trustworthy lender in Ohio, even if you have been turned down for loans previously.


Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.


A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.



Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Ohio, so you can make a loan enquiry from just about anywhere in the state, including:

  • Cincinnati
  • Columbus
  • Cleveland
  • Dayton
  • Akron
  • Toledo
  • Youngstown
  • Canton

Ohio Payday Loans

If you’re looking for an Ohio payday loan, it’s important to ask yourself what constitutes a payday loan in general. As the name suggests, payday loans are generally repaid on your next payday, which means that you probably won’t be borrowing the money for more than a few weeks at a time.

Another characteristic of a payday loan is that the funds are repaid in one full payment. If you were to take out an installment loan, you could spread the cost of borrowing over several months, making regular payments. Installment loans are therefore typically larger loans than payday loans - it’s not always easy to repay a large amount of money as a lump sum.

It’s important to be aware that like most short term loans, payday loans can come with relatively high interest rates. But as you only pay interest for the time the loan is open, and payday loans are only borrowed for short spaces of time, you may not end up paying that much interest overall.

Why Might You Need a Payday Loan?

Payday loans are intended to cover emergency costs. For this reason, they have been designed to be straightforward, and most payday lenders aim to pay out the funds by the next business day.

In terms of using a broker service, one of the benefits of making a loan request with Find Me A Loan Today is that we can save you time! Rather than check your eligibility against multiple lenders, let us do the hard work for you. We also don’t charge a fee for our services, as we work on a commission basis with our lenders, so you can request a loan with us for free!

It should be noted that payday loans should not be used for long term use or unnecessary spending. If you’re able to save money to pay for something instead, this is generally the better option. Payday loans should only be used when needed, and you must ensure that the repayments will be affordable for you. If you were to fall behind with your payments, you could accrue more interest and your credit rating may be impacted.

Ohio Payday Loan Eligibility

If you’ve been turned down by lenders in the past, you may assume that you won’t be eligible for a payday loan. But many payday loan providers throughout Ohio will consider your loan request, even if you have a poor credit history.

Most short term lenders ask that you meet the following eligibility criteria when you submit a loan request:

  • Have a valid checking account
  • Be aged eighteen or above
  • Receive a regular income
  • Be a permanent US resident

It’s good to bear in mind though that if you’ve recently been made bankrupt or insolvent, you may find it more difficult to take out further credit.

Bad Credit Payday Loans

Nobody has a perfect credit rating, so when it comes to payday loans, you’re not expected to have a high credit score to make a loan request. Even if you have bad credit, you may still be eligible for a Ohio payday loan.

The lenders we work with understand that your credit score isn’t necessarily a good reflection of how you manage your money. There are many reasons someone could have a poor credit score, and it may be due to factors outside of their control. For example, if you were to lose your job, you may fall behind with your finances, which can negatively impact your credit rating.

With payday loans, you may be considered for a loan as long as you can comfortably afford the repayments without putting yourself into difficulty, and meet the other criteria. Get started today by completing our short online loan request form!

How Can I Find a Payday Loan in Ohio?

With Find Me A Loan Today, you can request a loan online, so can do so from just about anywhere! Our systems have also been designed to be used from any device, so whether you’re using a desktop computer or a tablet, you should be able to make a loan enquiry with us.

If you’re looking for an Ohio payday loan of between $500 and $5,000 we can help you find a suitable loan provider. Simply fill in our straightforward loan request form, and we’ll do our best to connect you with a lender that can fund your loan.

You’ll be asked to enter a few personal details, information about your employer and monthly budget, as well as your checking account details. The process shouldn’t take more than a few minutes to complete, and you should then get an instant loan decision on screen.

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