Frequently Asked Questions
Find Me A Loan Today is an online loans service created to help you get access to simply borrow money by finding you a suitable lender. If you'd like to know more about how our service works, or more information about how we can help, have a read through our frequently asked questions.
How do short term loans work?
When you’re hit with an unexpected expense, a short term loan provides you with a quick solution to minor cash flow problems. Unlike a traditional bank loan, which is usually repaid over several years, a short-term loan is designed to be paid back either completely on your next payday or spread over several weeks or months.
How long does it take for the funds to receive my account?
If approved, our lender will aim to transfer the money to you as soon as the next business day. Please note, though some of Find Me A Loan Today customers receive money the next working day, individual banks may require funds to be held for up to 3 days while the funds clear. For questions about clearing holds, contact your bank.
How do I apply?
Simply fill in our quick online application form and we’ll put you in touch with one of our expert lenders. If we’ve found you a suitable lender, you need to complete their specific loan application and wait for approval. Once your application has been approved, the lender could transfer the funds to you the next business day.
I don’t have an ATM card - can I still apply?
Of course! It’s not always necessary to have an ATM card attached to your bank account, please contact us for more details.
How can I repay my loan?
Each lender has their own repayment criteria, yet with most lenders, you have the option to pay back your loan in weekly, fortnightly, four-weekly or monthly installments.
I have bad credit - can I still apply?
We can’t guarantee that you’ll be eligible for a loan if you’ve got bad credit, but we do understand that no-one’s credit history is perfect. That is why we work with a range of different loan lenders who have different lending criteria. Some lenders may consider applications from those with less than perfect credit history.
What if I can’t repay my loan?
We do not recommend borrowing money if you don’t think you can pay it back within the loan term. However, we understand that people’s circumstances can change - and so will your lender. If this is the case then you must let your lender know as soon as possible.
How do Find Me A Loan Today get paid?
Find Me A Loan Today is a broker and does not lend money directly. We find appropriate lenders through our affiliate lending network, who will then make loan decisions. We do not charge our customers a brokerage fee but instead charge our lending partners commission.
How do I stop receiving emails from Find Me A Loan Today?
If you are currently receiving emails from Find Me A Loan Today is it because you selected to opt-in when applying for a short-term loan with us. If you wish to stop receiving news of our latest offers and deals, you can unsubscribe using the link at the bottom of each email. If you have received an email that you’re not completely happy with or are continuing to receive emails after unsubscribing, please get in touch.