We all prepare for a rainy day, however, we never know when it may happen. If you need additional funds for an emergency, a cash advance is a flexible and manageable way to obtain it - even if you have a bad credit score.
Cash advances are short-term loans that provide money for unpredictable expenses or emergencies. If approved, the loan is paid directly into your bank account and you’re expected to repay the loan in full on your next payday. If you need a larger amount or can’t afford to repay in one go, we can also try to find you a cash installment loan. Since the introduction of the California Financing Law, larger installment loans have actually become more popular.
When it comes to the advantages of a cash advance, the main benefit is that you'll have the money you need to cover an unforeseen expense. But there are a number of other benefits - we've listed the main ones below:
Unlike credit card companies, we won’t charge you a fee to obtain an online cash advance. You will only be charged interest.
If your loan request is approved, the money will be transferred into your bank account as soon as possible.
You can determine the exact amount you wish to borrow up to $5000. We recommend only borrowing what you need and can afford.
We’ve simplified the loan request process, making it easier for you to secure your cash advance loan. All we need are a few personal details and we’ll connect you to reputable lenders who can offer you fast cash.
When an unexpected expense throws your budget out of balance, you can rest assured that Find Me A Loan Today can find a loan to cover you.
A credit card can be an expensive way to obtain money for emergencies. Unlike debit cards, you need to check the rates and terms as you’re likely to be charged a fee any time you withdraw cash from a credit card. Additionally, you’ll be charged interest if you’re unable to repay your credit card within the grace period - the time between your last billing cycle and the next payment date. Some providers charge higher interest on cash withdrawals than regular card payments.
With Find Me A Loan Today, there’s no fee to obtain a cash advance, as the money will be transferred into your checking account. You’ll only be charged interest. Cash advances should only be used for short-term financial needs. We don’t recommend taking out a payday loan to pay off credit cards or other types of unsecured or secured debt.
Unfortunately, not all lenders operate the same. When requesting a loan, take time to compare interest rates, fees and charges as well as lenders reputation/customer service. You can either browse the internet yourself, or you can get professional assistance from ‘Find Me A Loan Today’.
Find Me A Loan Today is an online loan broker, not a direct lender. We connect customers seeking personal loans with our network of trusted lenders. Our online loan request form is short and simple, and we will use these details to check which lenders in our network you meet the basic loan requirements for. We don’t charge our customers a brokerage fee, but we charge our lending partners commission.
Whether you’re looking to make a little home improvement, or require some short-term funding to pay an unexpected bill, simply complete our online request form and, if accepted, you could receive your payday advance in no time with the options to repay all at once, or in weekly or monthly installments.
It is important to note that while lenders will aim to transfer the funds into your account quickly, some banks may need to secure funds for up to 3 days. For further information about clearing holds, please contact your bank.
If you're looking for a cash advance, Find Me A Loan Today may be able to help! We've outlined our process below:
To request a Cash Advance Loan, you must be 18 or over, own a mobile phone, have a US bank account and are in full time or part-time employment.
We can help you find a loan between $100 and $2000. Your eligibility will also depend on your financial circumstances as we need to ensure you’re able to afford the repayments.
Our online loan request form is short and simple. We need your personal data, details of your monthly income and expenditure and employment information.
We work with a tight network of lenders and brokers. We find lenders that meet all your requirements, send them your loan request and if approved, you’ll be redirected to a direct lender. The lender will credit check you and then give you a loan decision.
If the lender approves your loan, they’ll aim to pay out the funds by the next working day.
Late payments of loans may result in additional fees or collection activities or both. Each lender has their own terms and conditions. Please familiarize yourself with the lender's policies for further information.
Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.
Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.