Wherever you live in Tennessee, from Memphis to Nashville, we can help you find a payday loan from the comfort of your own home.

Borrow between $500 and $5000 with an online payday loan with Find Me A Loan Today.

Payday Loans in Tennessee - How Can Find Me A Loan Today Help?

As a broker, Find Me A Loan Today can put you in touch with a direct lender in Tennessee when you’re looking for a payday loan. We’ll take your affordability and eligibility into account, to ensure that you meet all the basic lending requirements with the lender you're connected with.

Payday loans are intended to help you cover any unexpected costs that crop up before you next get your paycheck. For example, you might get hit with an emergency medical bill, or you may need to replace your refrigerator. No matter what the unforeseen expense, we can help you get the funds you need to pay for the cost.


Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.


A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.



Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Tennessee, so you can make a loan enquiry from just about anywhere in the state, including:

  • Nashville
  • Memphis
  • Knoxville
  • Chattanooga
  • Clarksville
  • Murfreesboro
  • Franklin
  • Jackson

Tennessee Payday Loans

You’ve probably heard of payday loans, which are often associated with high interest rates. But what exactly are payday loans, and how do they differ from other types of short term credit? Essentially, a payday loan is a small loan that you borrow until you get your next paycheck, when you’ll repay the funds as a lump sum.

The other main type of short term credit is an installment loan. With these loans, you can borrow a larger amount of money, as you’re able to spread the repayments over several months or years.

Payday loans are a form of unsecured credit, which means you don’t need to secure the value of the loan against an asset, such as your home or vehicle. A mortgage is a good example of a secured loan - the interest rates are generally lower, but you’re at risk of losing your property should you default on the loan repayments.

Reasons to Get a Payday Loan

Most people look for payday loan options when they are faced with an unexpected expense. It’s not always possible to wait until your next payday in these situations, so need to consider taking out credit.

If you’re looking for a Tennessee payday loan, Find Me A Loan Today can help you find a suitable lender - simply complete our short loan request form, and we’ll do our best to connect you with a direct loan provider.

It’s important to remember that payday loans are a short term loan option, to see you through until your next paycheck. This means that they should not be used for unnecessary spending, or as a long term solution - you should only borrow money when you need to. If you fall behind on your loan repayments, additional charges may be applied, and your credit score could be affected.

Payday Loan Requirements in Tennessee

While not every lender will ask that you meet the same requirements, most lenders have the same basic criteria. The main eligibility criteria for payday loans in Tennessee are as follows:

  • Live in the US and have a US bank account
  • Be at least 18 years of age
  • Have a regular income

To be considered for a payday loan in Tennessee, you will need to meet the requirements above. However if you have recently become insolvent or filed for bankruptcy, you may find it more difficult to take out further credit.

Can I Get a Payday Loan With a Poor Credit History?

You don’t need to have perfect credit to take out a Tennessee payday loan. Find Me A Loan Today have a large network of lenders, many of whom will consider all credit histories.

For many payday loan providers, your affordability is just as important as your credit score. They prefer to look at your current financial situation rather than your credit history, so will consider things like your monthly income and expenditure when making a loan decision.

It may be helpful to know that taking out credit and making the repayments early or on time can actually boost your credit score. By doing this, you’re demonstrating to lenders that you can manage your money well, and they may then consider your loan enquiries in future.

Find a Payday Loan in Tennessee

In the past, you may have needed to search for a ‘payday lender near me’, as it was often necessary to make a loan enquiry in person. Or perhaps you were asked to send across certain documentation via fax, or had to speak with someone over the phone before your loan would be considered. But these days, payday lenders tend to operate online, so you can request a loan from almost anywhere, using just about any device!

With Find Me A Loan Today, we’ve ensured that our entire loan request process is 100% online, and our systems have been designed to work on anything from a laptop to a tablet. The process is simple and straightforward, and shouldn’t take more than a few minutes to complete.

How Can I Get a Payday Loan in Tennessee?

If you’re looking for a payday loan of between $500 and $5000, Find Me A Loan Today can help you find a financial solution. We’ll ask for a couple of personal details, some information about your income and expenditure, and your checking account details.

Once you’ve submitted your loan request, you should then get an instant loan decision on screen, and then be redirected to a direct loan provider. If approved, you may have the funds you need in your account as soon as the next business day.

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