If you’re looking for payday loans in Colorado, Find Me A Loan Today can help!

We work across the whole state, so whether you’re living in a sprawling city like Denver or Colorado Springs, or in the middle of one of Colorado’s National Forests, we can put you in touch with a payday loan provider to borrow up to $5000.

Payday Loans in Colorado - How Can Find Me A Loan Today Help?

If you’re not getting your paycheck for a few weeks and you have an emergency expense, you may not know where to turn. Not everyone is fortunate enough to have friends or family that are able to lend them money, and talking about your finances with loved ones isn’t always easy.

For a lot of people, the simplest answer is to look into short term loan options. Find Me A Loan Today can help you find a payday loan in Colorado, so that you can cover any unforeseen expense that crops up.


Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.


A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.



Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Colorado, so you can make a loan enquiry from just about anywhere in the state, including:

  • Denver
  • Colorado Springs
  • Aurora
  • Fort Collins
  • Lakewood
  • Thornton
  • Arvada
  • Westminster

Colorado Payday Loans

You’ve probably heard of a payday loan, but what is the difference between a payday and an installment loan? The key difference is that payday loans are repaid as a lump sum, whereas installment loans are spread over a longer period - you tend to pay them monthly. Because of this, most people only borrow a small amount with a payday loan, as a large loan could be difficult to settle in one full payment.

With any type of loan, you only pay interest whilst the loan is open. So as payday loans are typically only borrowed for a few days or weeks - until you next get your paycheck - you probably won’t pay back too much interest in total. And you can often save money in interest by paying the loan back early.

Why Might I Need a Payday Loan in Colorado?

We can’t plan for everything. If your car breaks down for instance, or if you’re suddenly hit with an emergency vet bill, you may not have enough money to cover the cost. In these types of situations, you might start looking into payday loan options, and that’s when Find Me A Loan Today can help!

If you’re searching for a payday loan in Colorado, our online loan request shouldn’t take more than a few minutes to complete, and if approved, most payday lenders aim to pay out the funds by the next business day.

It should be noted that payday loans should not be used for unnecessary spending, or for long term use. A payday loan is intended to pay for unforeseen expenses, and shouldn’t be taken out repeatedly in a short period of time. Falling behind on your repayments can mean additional interest or charges are applied, and could affect your credit rating.

Do I Meet the Loan Requirements for Payday Loans in Colorado?

When it comes to payday loan eligibility, this may differ slightly from lender to lender. But the basic requirements tend to be the same, which are as follows:

  • Be in receipt of a regular income
  • Live in the US and have a US based checking account
  • Be aged eighteen or above

You might not know that using a broker service may actually be able to increase your chances of loan approval. If you were to make lots of separate loan requests with lenders directly, this could result in numerous hard credit checks, which in turn can lower your credit score and reduce the likelihood of loan approval.

By using a broker service like Find Me A Loan Today, you should only need to make two loan requests - one with us, and one with the lender you’re put in contact with. And when you submit a loan enquiry with us, we only undertake soft credit checks, which don’t impact your credit rating. It should be noted though, that if you’re connected with a lender, they may undertake hard credit checks, which can affect your credit score.

What if I Have a Poor Credit Rating?

Many people with a low credit score believe that they won’t be eligible for a loan. But this isn’t always the case - many payday lenders in Colorado consider all credit histories, including bad credit. For the majority of short term loan providers, your affordability is just as important as your credit rating, so they will take into consideration things like your income and expenditure when making a loan decision, along with your credit score.

Your financial history shouldn’t stop you from taking out credit, especially as it’s not always a good reflection of how you manage your money. Information about your finances can stay on your credit report for up to six years, so you may have a low credit score due to something that happened ages ago.

It’s also good to bear in mind that taking out credit and making your repayments early or on time can help improve your credit rating. This is because you’re demonstrating that you can handle your finances well.

Looking for Payday Loans in Colorado

The majority of payday lenders now operate online, so you don’t need to worry about finding a local payday loan provider. Find Me A Loan Today can connect you with a suitable lender in Colorado, and we’ve ensured that our systems work from any device, from a laptop to a tablet.

To submit a loan enquiry, simply let us know how much you’re looking to borrow and fill in the requested details, and we’ll do all the hard work for you! We’ll do our best to put you in touch with a lender with whom you meet all the basic requirements.

How Can I Get Payday Loans in Colorado?

If you’re looking for a payday loan of between $500 and $5000, our loan request process is simple and straightforward. You’ll be asked for some personal information, a few details about your income and expenses, as well as your checking account details, so that if approved, your Colorado payday loan can be deposited into your account.

Find Me A Loan Today can help you find a payday loan even if you’ve been turned down for credit previously - simply click the button below to get started!

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