Alabama

If you live in Alabama, from Huntsville to Mobile, Find Me A Loan Today can help you find a suitable payday loan.

You can borrow between $500 and $5,000, so no matter what your unexpected expense, you’ll be able to cover the cost.

Payday Loans in Alabama - How Can Find Me A Loan Today Help?

When an emergency expense crops up, we don’t always have the funds available to pay for it. And if you’re not paid for a few more days or weeks, you may be looking into payday loan options

Find Me A Loan Today are here to help you find the most suitable payday lender in Alabama! Our loan request form shouldn’t take more than a few minutes to complete, and you should then get an instant loan decision on screen.

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Save Time

Searching for a suitable payday lender can be time consuming and stressful. Your short-term credit could be a click away.

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A Suitable Loan

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find a suitable loan for you.

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Responsible

Although we don’t lend money directly, we’re still here to help you get a loan even if you don't have a perfect credit history.

Where Can I Request a Loan From?

Find Me A Loan Today works with lenders across Alabama, so you can make a loan enquiry from just about anywhere in the state, including:

  • Birmingham
  • Huntsville
  • Montgomery
  • Mobile
  • Tuscaloosa
  • Hoover
  • Dothan
  • Auburn

Alabama Payday Loans

When it comes to types of short term loans, most people have heard of payday loans. But what is a payday loan exactly? As the name suggests, you’d typically repay the funds on your next payday, which means that payday loans are generally only borrowed for a few days or weeks at a time. Loans that you’d pay back over several months are referred to as installment loans.

One of the main benefits of a payday loan is that as you only pay interest while the loan is open, and payday loans are short loans, you may not pay back that much in interest overall. With larger loans, you could be repaying interest for years, but payday loans are usually settled within a couple of weeks.

Why Might You Need a Payday Loan in Alabama?

Most people use Find Me A Loan Today to search for a payday loan due to an unexpected cost. This could be anything from an urgent dental bill to replacing your refrigerator - they’re not the sort of thing you can plan for!

If you’re looking for a payday loan in Alabama, you’ll probably need the money as soon as possible, so that you can cover an emergency expense. Our online loan request form shouldn’t take more than a few minutes to complete, and many of the lenders in our network aim to pay out the funds by the next working day.

It should be noted that payday loans are not intended for long term use, or unnecessary spending - if you’re able to save up for something, it’s generally better to do that. Payday loans should only be used in the short term, and only when you need them. If you’re unable to keep to the repayments, you could accrue more interest and affect your credit rating.

Am I Eligible for a Payday Loan in Alabama?

Payday lenders in Alabama will probably have slightly different lending requirements, but the basic criteria will remain the same. To make an Alabama payday loan request, you would need to meet the following criteria:

  • Be a US resident
  • Have a regular income
  • Be at least 18 years of age
  • Have a valid checking account

Even if you’ve been turned down for payday loans in the past, Find Me A Loan Today may still be able to help! We work with multiple direct lenders, so will do our best to find you a suitable loan provider.

Bad Credit Payday Loans

If you have a poor credit history, this doesn’t mean that you won’t meet the requirements for a payday loan in Alabama. Find Me A Loan Today work with a variety of lenders, many of which consider all credit histories.

For many people with low credit scores, this is due to no fault of their own, and may be caused by a difficult life event. For instance, if you lost your job, there's a good chance that you'd fall behind on your payments, which could negatively impact your credit rating.

Our lenders don’t believe that your financial history should stop you from taking out credit, and working towards improving your credit score. You can get started today by completing our short online loan request form.

How Do I Find a Payday Loan in Alabama?

With Find Me A Loan Today, you can request a loan completely online, so don’t even have to leave the comfort of your own home! We’ve designed our systems to work from any device too, from a computer to a tablet.

The online loan process is simple and straightforward - we’ll ask for a few personal details, information about your income and expenditure, as well as your bank details. You’ll then just have to sign to confirm you’ve read the terms and conditions, and you should be redirected to a suitable lender if you’re approved.

How Can I Get a Payday Loan in Alabama?

Find Me A Loan Today can help you find a short term loan of up to $5,000. If you’re looking for a larger loan though, you may wish to consider our installment loan options - that way you can spread the repayments over a longer period of time.

To submit a loan request, simply let us know how much you’re looking to borrow, and fill in a few requested details. The process should take a few minutes to complete, as we understand that in an emergency, you’ll often want cash quickly.

It’s often helpful to have things like your bank details and monthly budget to hand when you submit a loan request, to help speed up the process. For the fastest response, it’s also a good idea to send your request during working hours, as this is when the majority of loans are funded.

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