We’re here to take the hassle out of borrowing money online. We connect you with the right lenders, offering short-term loan solutions when you need it most.
To request for a short-term loan, at minimum you must:
When you’re hit with an unexpected expense, you can’t afford to wait until payday to cover the cost, but that’s where we can help! Find Me A Loan Today is one of the fastest growing short term finance brokers. We are dedicated to helping you find the right lenders so you can meet your financial obligation - whatever it may be.
We understand that not everyone has a perfect credit history, but don’t believe that should stop you accessing money in your time of need. At Find Me A Loan Today, we have a range of lenders in our network who have different lending criteria and offer short-term loans for those suffering from bad credit.
Gone are the days of waiting around in banks and filling in form, after form, after form. We’ve simplified everything right down (and saved plenty of trees doing so). Our one-page, online loan request form can be completed at any place, at any time.
Find Me A Loan Today will not collect any funds from you as we're not a lender. Your specific lender will have their own collection process which will be detailed in your loan agreement.
We want to ensure that you can repay your loan comfortably in a way that is affordable to you, and that is why we only have responsible lenders in our network. Short-term loans should not be seen as a solution to ongoing money troubles. If you’re currently in financial difficulties, support and advice can be found on the USA Government Dealing with Debt page.
We're currently partnered with a variety of trustworthy direct lenders.
Searching for the right lender can be stressful and time-consuming. That’s why we do all the leg work for you. We’ve already helped countless customers secure short-term loans.
Unlike traditional bank loans, which can take days to process, our loan request form can be completed in minutes. Lenders will then aim to pay out the loan within one business day of approval.
You can borrow between $500 to $5000 and spread the repayments over 12 months.
Our loan request process is simple. We will ask you for your personal details, your employment information, your income and expenditure and your bank account details.
The information you provide will be used to connect you to a reputable and trustworthy lender. You could have the money in your account by the next working day, provided no clearing hold is applied.
In terms of how much you can borrow, you can request a loan of between $500 and $5,000.
Submitting a loan request with Find Me A Loan Today is a straightforward process, and shouldn't take more than five minutes to complete. You'll be asked for a few personal details, information about your employment history, as well as your income and expenditure, and you'll need to provide your bank details so that the loan can easily be paid into your account.
When it comes to the specific loan you can request, the direct lenders we work with provide different types of short term loans. These include payday loans, installment loans, and bad credit loans. Most loans don't require a guarantor either, so you don't need to worry about finding someone to vouch for you.
While many broker services charge their customers a fee, Find Me A Loan Today instead work on a commission basis with our panel of lenders. This means that you can use our loan connecting service for free!
If the unexpected happens, such as your boiler breaking down or an emergency medical bill, you may need to take out a loan to cover the costs. And if you have a poor credit history, you might have been turned down by other lenders in the past.
Here at Find Me A Loan Today, we believe that everyone should have access to credit when they need it. So in order to be eligible for a short term loan, you simply need to meet the following criteria:
Although the lending requirements do vary slightly from lender to lender, most ask that you meet the criteria above. Keep in mind though that some direct lenders may ask for additional information to confirm some details, such as your employment history. It's therefore a good idea to have this information to hand when you make a loan request.
If you have a low credit score, you may have had difficulty finding a loan provider previously. Historically direct lenders focus on your credit history when making a loan decision, and not your current repayment ability.
The lenders we work with are different. They understand that negative marks on a person's credit report may be from years ago, and may not be accurate to your current status. Major life events such as losing your job, or taking an extended absence from work due to illness, may have caused you to fall behind with your payments, affecting your credit score. That's why our panel of lenders are more concerned with your ability to repay the loan than your credit history.
As long as you have a regular income and can comfortably afford the repayments without putting yourself into difficulty, Find Me A Loan Today may be able to help you access the funds you need.
It's also important to note that lenders will perform a credit check after you make a loan request with Find Me A Loan Today. However, most of our lenders use alternative data verification services, not the three major credit bureaus.
When it comes to online loans, it’s important to know that you’re working with a trustworthy lender. Find Me A Loan Today only work with reputable direct lenders, who always aim to follow both state and federal financial guidelines. So you know you’ll be treated fairly should you be connected with one of our loan providers.
Most short term lenders furthermore strive to be transparent where possible, letting you know the details of your loan, such as the loan terms and duration, before you even sign the loan agreement. And if any fees are applicable throughout the loan process, the lender should be upfront with you about why such charges would be applied.
So whether you’re looking for quick loans, simple loans or straightforward loans, we’ll do all we can to put you in touch with a suitable lender. Our online loans request form shouldn’t take long to complete, and you should then get an instant loan decision on screen.